Recently I wrote about switching to All State and installing the Drive-Wise device into one of my vehicles. *SEE ARTICLE HERE*
As promised, 30 days later, I wanted to let you know how the device was doing and most importantly whether or not I was going to receive a discount and how much!
After the device is activated, you get your own portal to track how you are doing and see your projected discount at https://drivewise.allstate.com. Here are some actual screenshots from my personal account, obviously I blacked out any information deemed to personal for the web, looks like the government got a hold of it huh…
This screenshot shows the most important information, the amount of projected discount. Now, this vehicle is driven by my wife, and normally she drives about 1500 miles a month, but this month was a little unusual and she didn’t even drive 500. Mainly this is just because we have been trying to save money for Christmas, taking my truck when we went shopping, and hiding from the Mayan Apocalypse. So you can see, they are projecting a 7% discount, which isn’t too bad considering we have not tracked a lot of miles, and my wife has had a few hard breaking events.
The screenshot below shows our overall performance grade. So far we have a “B”, which although is a passing grade in school, we are trying to get the best discount we can. I consider my wife a very good, safe driver so I was a little surprised to see we were not getting an “A”.
Now this screenshot shows our grade for each of the 4 categories that AllState monitors. You can see they are interested in Mileage, Braking, Time of Day and keeping your speed below 80 MPH.
This final screenshot has the actual information reported by the device. You can see the miles tracked, 3 hard breaking events, time of day the vehicle is driven and the amount of miles my wife actually spent below 80 MPH.
*NOTE according to Allstate “Hard braking events are triggered when the vehicle decelerates 8 mph or more (up to the “extreme” threshold) in one second. Extreme braking events are recorded when the vehicle decelerates at 10 mph or more in one second”
Overall I am very happy with the device and will post a follow up to this article in another 30 days to see if we have improved our discount or not. I doubt I will be able to review the Progressive device since I really do not plan on switching from AllState. If someone has a review of the Progressive Snapshot device please leave a comment to help other readers researching the available insurance discount trackers.