Tag Archive: Allstate



Recently I wrote about switching to All State and installing the Drive-Wise device into one of my vehicles. *SEE ARTICLE HERE*

 

As promised, 30 days later, I wanted to let you know how the device was doing and most importantly whether or not I was going to receive a discount and how much!

 

After the device is activated, you get your own portal to track how you are doing and see your projected discount at https://drivewise.allstate.com. Here are some actual screenshots from my personal account, obviously I blacked out any information deemed to personal for the web, looks like the government got a hold of it huh…

This screenshot shows the most important information, the amount of projected discount. Now, this vehicle is driven by my wife, and normally she drives about 1500 miles a month, but this month was a little unusual and she didn’t even drive 500. Mainly this is just because we have been trying to save money for Christmas, taking my truck when we went shopping, and hiding from the Mayan Apocalypse. So you can see, they are projecting a 7% discount, which isn’t too bad considering we have not tracked a lot of miles, and my wife has had a few hard breaking events.

Allstate-Drivewise-report-122

 

The screenshot below shows our overall performance grade. So far we have a “B”, which although is a passing grade in school, we are trying to get the best discount we can. I consider my wife a very good, safe driver so I was a little surprised to see we were not getting an “A”.

Allstate-Drivewise-report-overall-grade1

 

Now this screenshot shows our grade for each of the 4 categories that AllState monitors. You can see they are interested in Mileage, Braking, Time of Day and keeping your speed below 80 MPH.

Allstate-Drivewise-report-overall-grade-2

 

This final screenshot has the actual information reported by the device. You can see the miles tracked, 3 hard breaking events, time of day the vehicle is driven and the amount of miles my wife actually spent below 80 MPH.

*NOTE according to Allstate Hard braking events are triggered when the vehicle decelerates 8 mph or more (up to the “extreme” threshold) in one second. Extreme braking events are recorded when the vehicle decelerates at 10 mph or more in one second”

Allstate-Drivewise-report-2

 

Overall I am very happy with the device and will post a follow up to this article in another 30 days to see if we have improved our discount or not. I doubt I will be able to review the Progressive device since I really do not plan on switching from AllState. If someone has a review of the Progressive Snapshot device please leave a comment to help other readers researching the available insurance discount trackers.

 

 

 

I recently switched to Allstate, which I highly recommend. The discount was fantastic and switching could not have been more pain free. There were discounts for everything and my Allstate agent made sure I got every single one. Some agents wont give the discounts to you unless you ask, but this was not the case. This is just a quick review of the installation process and overall basic information on the Allstate drivewise device.

 

One discount I received was the “Allstate drivewise discount”. It is a small device you plug into your vehicle and it monitors certain conditions. It CAN NOT raise your insurance, it will only give you additional discounts, up to 60 percent! You get an automatic 10% discount just for installing the device, and based on your driving, while it is installed, you possibly can get more of a discount. Here is what they are monitoring.

 

  • Drivers who average around 35-40 miles per day or less are more likely to save.
  • Drivers save more by avoiding high speeds. (stay below 80 MPH)
  • Drivers who avoid the road from 11pm to 4am on weekdays
  • Drivers save more by avoiding hard stops

 

Basically, these are good habits in general, especially if you are trying to save on gas at the pump.

 

Unfortunately, only one of my vehicles qualified for the program, my 1995 Chevy Cheyenne K1500 truck was too old. I don’t have full coverage on either of my vehicles, I just have the bare minimum required by the law, so coverage is not a determining factor either.

 

I installed the device on my 1998 Buick Century, it was a fairly uneventful install, to say the least. The Allstate drivewise device comes programmed for the vehicle it is going in, and you literally just plug it in. If you run into problems plugging it in, you can call Allstate. But seriously, if you cant plug in this little blue box, please promptly throw your keys in the trash and make the roads safer for the rest of us.

 

Great, simple packaging by Allstate

Great, simple packaging by Allstate

This is what is in the box Allstate ships.

This is what is in the box Allstate ships.

This is the device installed in my 98 Buick Century

This is the device installed in my 98 Buick Century

 

Be sure to check back for a followup review after I have had the All State drive wise device installed for a while, 30 days for sure.

 

As promised, see my review after 30 days and our projected discount. Numerous screenshots showing the actual data from the drivewise portal.